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LTC Premium
Compared To
WA State Employee LTC Payroll Tax
|
Monthly LTC Plan Premium
|
Monthly State Payroll Tax
|
|||||||
|---|---|---|---|---|---|---|---|---|
|
Benefit Features
|
A
|
B
|
C
|
D
|
E
|
|
|
|
|
LTC Lifetime Maximum Benefit
|
$72,000
|
$216,000
|
$432,000
|
$
|
$
|
|
$36,500*
|
|
|
Benefit Duration
|
3 years
|
3 years
|
6 years
|
$
|
$
|
|
|
|
|
Monthly Benefit Amount
|
$2,000
|
$6,000
|
$6,000
|
$
|
$
|
|
|
|
|
5% Simple Inflation
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
Total Home Care
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
Spouse Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
|
|
|---|---|
|
|
|
|
Benefit Features
|
A
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$72,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$2,000
|
|
5% Simple Inflation
|
Not Included
|
|
Total Home Care
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$6.60
$6.60
$6.60
$6.60
$6.60
$6.60
$6.60
$6.60
$6.60
$6.60
$6.60
$6.60
$6.60
$6.60
$6.60
$6.80
$6.80
$7.20
$7.40
$7.60
$8.00
$8.40
$8.80
$9.00
$9.60
$9.80
$10.40
$11.00
$11.40
$11.80
$12.60
$13.00
$13.80
$14.80
$15.40
$16.40
$17.20
$18.20
$19.40
$21.00
$22.20
$24.00
$26.00
$28.20
$31.00
$33.80
$37.00
$42.00
$46.60
$51.80
$57.20
$63.40
$70.20
$78.00
$86.40
$96.00
$105.80
$127.60
$140.00
$153.60
$168.60
$184.80
$203.00
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
B
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$216,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Simple Inflation
|
Not Included
|
|
Total Home Care
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$19.80
$19.80
$19.80
$19.80
$19.80
$19.80
$19.80
$19.80
$19.80
$19.80
$19.80
$19.80
$19.80
$19.80
$19.80
$20.40
$20.40
$21.60
$22.20
$22.80
$24.00
$25.20
$26.40
$27.00
$28.80
$29.40
$31.20
$33.00
$34.20
$35.40
$37.80
$39.00
$41.40
$44.40
$46.20
$49.20
$51.60
$54.60
$58.20
$63.00
$66.60
$72.00
$78.00
$84.60
$93.00
$101.40
$111.00
$126.00
$139.80
$155.40
$171.60
$190.20
$210.60
$234.00
$259.20
$288.00
$317.40
$382.80
$420.00
$460.80
$505.80
$554.40
$609.00
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
C
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$432,000
|
|
Benefit Duration
|
6 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Simple Inflation
|
Not Included
|
|
Total Home Care
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$25.80
$25.80
$25.80
$25.80
$25.80
$25.80
$25.80
$25.80
$25.80
$25.80
$25.80
$25.80
$25.80
$25.80
$26.40
$27.60
$28.20
$28.80
$30.00
$31.20
$32.40
$33.60
$34.80
$36.00
$37.80
$39.60
$42.00
$44.40
$46.20
$48.60
$50.40
$52.20
$55.20
$57.60
$61.80
$64.80
$68.40
$73.20
$77.40
$82.80
$88.80
$94.80
$101.40
$111.00
$121.80
$132.60
$145.20
$163.80
$181.80
$201.60
$222.00
$245.40
$271.80
$301.80
$333.60
$368.40
$407.40
$489.00
$537.00
$588.60
$645.00
$706.80
$774.60
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
In the event of a discrepancy between the premiums shown here and the carrier rate calculation, carrier's information will prevail.
*Adjusted up to inflation see wacaresfund.wa.gov